There’s something about the smell of warm muffins baking in the oven that instantly transports me back to my childhood kitchen. I still remember my mom pulling out a batch of banana zucchini muffins on a chilly Saturday morning, the sweet scent mingling with the earthy freshness of zucchini. These muffins quickly became the ultimate comfort food in our house — a little breakfast, a little snack, and a whole lot of love baked right in. They’re incredibly moist, subtly sweet, and just the right kind of wholesome. If you’ve ever loved banana bread but thought it could use a little veggie boost (without tasting like one), these muffins are exactly what you need. Trust me, this banana zucchini muffin recipe is a total game changer — and the easiest way to sneak in some greens without any fuss.
What is banana zucchini muffin?
Think of banana zucchini muffins as the best of both worlds wrapped up in a tender little package. They’re essentially moist, flavorful muffins made by combining ripe bananas with shredded zucchini. The name says it all — these muffins happily carry the sweetness and natural moisture from bananas, while the zucchini adds subtle earthiness and keeps things wonderfully soft inside. It’s like banana bread got a makeover and invited veggie goodness to the party, but you’d never guess there’s zucchini hidden in there. These muffins are a crowd-pleaser for both kids and grown-ups, especially when you want something satisfying that’s not too rich or overly sweet. I like to think of them as a cozy morning hug or an afternoon pick-me-up, perfect anytime you want a little wholesome treat.
Why you’ll love this recipe?
What I love most about this banana zucchini muffin recipe is how it perfectly balances flavor and simplicity. First off, the taste — it’s that nostalgic banana bread goodness elevated with a twist. The zucchini brings a soft, tender crumb that keeps the muffins from drying out, and the bananas add just the right burst of natural sweetness. You won’t find that overpowering veggie flavor, just a gentle hint that makes every bite richer.
As for making it, it’s hands-down one of the easiest recipes I reach for when I want something homemade but without fussing over fancy ingredients or complicated steps. Plus, it’s budget-friendly — bananas and zucchini are usually staples in my fridge or pretty inexpensive at the market. This recipe doesn’t call for any crazy specialty flours or weird extras, just simple, wholesome ingredients you probably have on hand.
Another thing—versatility. You can whip these up as muffins, loaf bread, or even mini cupcakes if you’re feeling fancy. I’ve swapped the glaze for a sprinkle of cinnamon sugar, swapped out a bit of flour for oats, and even added chocolate chips one lazy Sunday afternoon. Every variation I’ve tried has turned into a total winner. The best part? My kids actually ask for these muffins — they’re a big hit for school lunchboxes or quick morning bites.
How do you make a banana zucchini muffin?
Quick Overview
The whole process is pretty straightforward but feels a bit special, like when you find a secret shortcut that makes your baking life easier. You start by prepping your zucchini and bananas, then mix your dry and wet ingredients separately before bringing them all together gently. A key step is swirling in a flavorful filling before baking so you get those pretty marbled layers inside. By the time you’re done, you’ll have warm, inviting muffins that smell like pure comfort. This method saves you from overmixing, which keeps the texture perfect — tender, moist, and just right.
Ingredients
For the Main Batter:
- 2 ripe bananas—look for ones with brown spots for max sweetness
- 1 cup shredded zucchini—squeeze out excess water for the best texture
- 1 ¾ cups all-purpose flour—freshly sifted if possible for fluffier muffins
- 1 teaspoon baking soda—helps with rise
- ½ teaspoon baking powder—adds a little lift
- ¼ teaspoon salt—balances flavor
- ¾ cup brown sugar—adds a deep, caramel-like sweetness
- 1/3 cup vegetable oil or melted coconut oil—keeps muffins moist
- 2 large eggs—room temperature is ideal
- 1 teaspoon vanilla extract—for warmth and depth
- ½ teaspoon ground cinnamon—optional, but highly recommended
For the Filling:
- ½ cup cream cheese, softened—makes a luscious, tangy swirl
- 2 tablespoons powdered sugar—balances cream cheese with just a hint of sweetness
- 1 teaspoon vanilla extract—for extra flavor
- Optional: a handful of chopped walnuts or chocolate chips to fold in
For the Glaze:
- ½ cup powdered sugar
- 1 tablespoon fresh lemon juice or milk—adjust for consistency
- Optional: a pinch of cinnamon or vanilla for a twist
Step-by-Step Instructions
Step 1: Preheat & Prep Pan
First thing, fire up your oven to 350°F (175°C). This is a super friendly temperature—gets everything beautifully golden without risking dryness. Grease a standard muffin tin or line it with paper liners to keep those muffins cozy and non-stick. I always do this step early so I’m not scrambling to bake as soon as the batter’s ready.
Step 2: Mix Dry Ingredients
In a large bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon. I like to sift these together so the muffins stay light and airy, but a good whisk works just fine. You want everything well combined so the rising is even and you don’t get pockets of salt or baking powder in your muffins.
Step 3: Mix Wet Ingredients
In another bowl, mash those perfectly ripe bananas with a fork until super soft and a bit creamy. Add your shredded zucchini right on top, then stir in the brown sugar, oil, eggs, and vanilla. Whisk until the whole mixture looks smooth and glossy. I find that mixing the wet ingredients separately helps avoid overworking the batter later on.
Step 4: Combine
Now, pour the wet ingredients into the dry mixture in two parts. Using a spatula or wooden spoon, gently fold everything together until just combined. Don’t worry if a few tiny lumps remain — overmixing is the enemy to tender muffins. This step is where you have to trust me — stop mixing as soon as the flour disappears!
Step 5: Prepare Filling
While your batter rests for a moment, whip the cream cheese, powdered sugar, and vanilla in a small bowl until smooth and creamy. If you want to add nuts or chocolate chips for a twist, fold them in here. The filling is luscious and tangy, adding a perfect contrast to the sweet muffin base.
Step 6: Layer & Swirl
Spoon a dollop of batter into each muffin cup, followed by a spoonful of the cream cheese filling. Add another layer of batter on top, then take a butter knife or skewer and swirl the two layers together gently to create a marble effect. The swirls will bake into little pockets of creamy surprise — I always get excited just looking at them before they go in the oven.
Step 7: Bake
Pop the tray into the oven and bake for about 20–25 minutes. Start checking at 20 by inserting a toothpick in the center of a muffin — if it comes out clean or with just a few moist crumbs, they’re done. Watch the tops for a beautiful golden color. Remember, ovens can be tricky, so if yours runs hot, check a minute or two earlier to avoid overbaking.
Step 8: Cool & Glaze
Let the muffins cool in the tin for about 10 minutes before transferring them to a wire rack. This helps them set without getting soggy. Once cool-ish (not totally cold), drizzle your glaze over the tops with a spoon or small piping bag. The glaze adds a pretty, sweet sheen that’s irresistible — plus, it’s a little option that makes these feel extra special.
Step 9: Slice & Serve
While these are muffins, I’ve also made this recipe in loaf form and slicing them warm is pure joy. For muffins, just unwrap or lift out of the tin and serve as-is. They’re great warm or room temp, and if you like, you can heat one in the microwave for about 10 seconds to get that freshly baked feel all over again. I like to pair mine with a hot cup of coffee and a dash of cinnamon sprinkled on top for a perfect cozy moment.
What to Serve It With
For Breakfast: These banana zucchini muffins shine alongside a creamy latte or a bold black coffee. Add a spread of butter or a dab of nut butter for extra richness in the morning. I like to make a batch and keep them in the fridge for busy weekday breakfasts.
For Brunch: Dress them up by serving with fresh fruit, Greek yogurt, and a drizzle of honey on the side. A sparkling mimosa or freshly squeezed orange juice rounds it out beautifully. I once served these at a weekend brunch, and honestly, they stole the show from the quiche!
As Dessert: Warm the muffins slightly and pair with a bit of vanilla ice cream or whipped cream and a sprinkle of toasted nuts. The cream cheese swirl inside adds a lovely creaminess that makes this a quietly impressive but simple dessert.
For Cozy Snacks: These are absolute lifesavers on cold afternoons when you want something small but satisfying. Wrap one up with a cup of tea or hot cocoa and call it a perfect comfort combo. My whole family tends to “snack sneak” these from the kitchen, they disappear faster than anything else!
Top Tips for Perfecting Your Banana Zucchini Muffins
Zucchini Prep: Always grate zucchini on the larger holes for a nice texture, and be sure to squeeze out as much moisture as you can with a clean towel. Too much water can make your muffins soggy or dense. Fresh zucchini works best, but if you’re in a pinch, frozen works too—just thaw and drain well.
Mixing Advice: Gently fold wet and dry ingredients. If you overmix, you’ll end up with tough muffins because gluten develops. I learned this from a batch that came out disappointingly dense, so now I stop folding as soon as I see no more flour.
Swirl Customization: Use a thin knife or skewer for delicate swirls. For bolder patterns, stir just a few times more vigorously to blend the filling more thoroughly but still leave streaks. It’s fun to experiment and makes each batch unique and visually appealing.
Ingredient Swaps: I’ve tried swapping half the flour for whole wheat flour for a nuttier flavor, and it worked beautifully but makes the muffins a bit heartier. You can replace oil with applesauce for lower fat, but add a little extra to keep moisture. For dairy-free cream cheese, coconut cream versions can also give a nice filling texture.
Baking Tips: Position the muffin tray in the center rack for even heat. I sometimes rotate the tray halfway through baking if I notice uneven browning. Always test doneness early to avoid dryness—you want moist, tender muffins with a springy crumb.
Glaze Variations: Try a simple lemon glaze, or mix powdered sugar with cinnamon and a splash of heavy cream for something richer. If you’d rather skip the glaze, a light dusting of powdered sugar or a thin layer of nut butter on warm muffins is delightful too.
Over the years, I’ve definitely learned that the zucchini’s moisture level is key and that the balls-to-the-wall swirling can look beautiful but might lose that creamy filling surprise. Also, never underestimate the magic of ripe bananas—they’re the star that makes these muffins sing.
Storing and Reheating Tips
Room Temperature: Store muffins in an airtight container or wrapped in foil for up to 2 days. Keep them away from direct sunlight to preserve freshness and moisture. They’ll stay tender and taste freshly baked if eaten within this window.
Refrigerator Storage: For longer storage (up to 5 days), pop the muffins in a sealed container or covered with plastic wrap. The fridge can dry baked goods out, so allow them to come to room temp or warm slightly before serving.
Freezer Instructions: These muffins freeze really well. Wrap each individually in plastic wrap then place in a freezer-safe bag or container. They keep well for up to 3 months. To thaw, leave them on the counter for an hour or zap in the microwave for 20-30 seconds. The filling stays creamy even after freezing, which is a huge plus.
Glaze Timing Advice: It’s best to add the glaze just before serving to avoid it soaking in and becoming sticky during storage. If you’re freezing muffins, glaze after thawing for the freshest look and best flavor.
Frequently Asked Questions
Final Thoughts
Honestly, these banana zucchini muffins have become one of those recipes I keep coming back to like an old friend. They’re the kind of treat that never fails to bring people together around the kitchen table, whether it’s a rushed weekday breakfast or a lazy weekend brunch. What really makes them stand out for me is their perfect combo of natural sweetness, tender crumb thanks to zucchini, and that little surprise swirl of cream cheese. If you’re looking for something that feels both homey and a bit special, this recipe’s a lovely way to add a bit of joy to your day. I can’t wait to hear how yours turns out — and please, share your swaps and stories in the comments. Happy baking!

banana zucchini muffins
Ingredients
Main Ingredients
- 2 cups shredded zucchini about 1 1/2 medium zucchini
- 2 cups all-purpose flour
- 2 teaspoons ground cinnamon
- 1 teaspoon baking powder
- 0.5 teaspoon baking soda
- 0.5 teaspoon kosher salt
- 2 medium ripe bananas mashed, about 1 cup
- 1 cup granulated sugar
- 2 large eggs room temperature
- 1 cup vegetable oil
- 2 teaspoons vanilla extract
Instructions
Preparation Steps
- Preheat oven to 350°F. Line a muffin tin with liners.
- Gently wrap the shredded zucchini in a paper towel or clean towel and squeeze out any excess water. Set aside.
- In a large bowl, whisk together flour, cinnamon, baking powder, baking soda, and salt.
- In a separate medium bowl, add mashed bananas, sugar, eggs, oil, and vanilla extract. Stir until fully combined.
- Add wet ingredients to the dry ingredients and stir until just combined.
- Fold in the shredded zucchini.
- Spoon about 1/3 cup of batter into each cupcake liner.
- Bake for 22-26 minutes or until a toothpick inserted in the center comes out with crumbs but no wet batter. Tops should be golden brown.
- Let muffins cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
